Welcome to the Meld Blog

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From Traditional to Tech-Driven: The Evolution of Lending Platforms

December 19th, 2023 | 6 mins

The lending landscape has undergone a remarkable transformation, evolving from traditional, paper-based processes to dynamic, tech-driven platforms. At the forefront of this revolution and reshaping the lending sector is bank linking aggregators. This technology streamlines financial transactions, making lending more accessible, efficient, and secure for both lenders and borrowers.

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Consumer Permissioned Access to Fidelity

October 2nd, 2023 | 3 mins

Fidelity Investments is shaking up the fintech landscape with its new data-sharing policies. In this article, we'll break down what these changes mean for developers and a solution to navigating this shifting terrain.

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Navigating the Fintech Landscape: Open Banking vs. Screen Scraping

June 5th, 2023 | 10 mins

As the financial sector undergoes digital transformation, Open Banking has emerged as a groundbreaking concept, revolutionizing the way financial data is accessed and shared. Within the realm of Open Banking, two prominent methods for data aggregation have gained attention: screen scraping and OAuth. This article aims to provide a comprehensive comparison of screen scraping and OAuth in the context of Open Banking, highlighting their differences, benefits, and potential challenges.

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The FinTech Developer Guide: Using Bank Linking Data Aggregators To Fight Fraud

April 13th, 2023 | 8 mins

As the fintech industry continues to grow and evolve, ensuring robust security measures is paramount. Fraud prevention is a critical concern for fintech developers, as they handle sensitive financial data. One powerful tool in their arsenal is bank linking data aggregators. In this blog post, we will explore how these aggregators can effectively combat fraud, safeguard customer information, and enhance security for fintech developers and their users.

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