Welcome to the Meld Blog

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From Traditional to Tech-Driven: The Evolution of Lending Platforms

December 19th, 2023 | 6 mins

The lending landscape has undergone a remarkable transformation, evolving from traditional, paper-based processes to dynamic, tech-driven platforms. At the forefront of this revolution and reshaping the lending sector is bank linking aggregators. This technology streamlines financial transactions, making lending more accessible, efficient, and secure for both lenders and borrowers.

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The Rise of Neobanking

November 9th, 2023 | 5 mins

In a financial market long dominated by traditional institutions, neobanks are emerging as disruptive forces. They're revolutionizing how we think about banking, offering a fresh, digital alternative to conventional methods.

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Revolutionizing Investment Platforms with Bank Linking

October 11th, 2023 | 7 mins

Digital investment platforms are fundamentally reshaping the way we approach personal finance, offering unprecedented convenience and control. Central to this exciting evolution is the role of bank linking, pivotal technology that significantly amplifies the efficiency, security, and user engagement of these innovative platforms, setting a new standard in the industry.

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Navigating the Fintech Landscape: Open Banking vs. Screen Scraping

June 5th, 2023 | 10 mins

As the financial sector undergoes digital transformation, Open Banking has emerged as a groundbreaking concept, revolutionizing the way financial data is accessed and shared. Within the realm of Open Banking, two prominent methods for data aggregation have gained attention: screen scraping and OAuth. This article aims to provide a comprehensive comparison of screen scraping and OAuth in the context of Open Banking, highlighting their differences, benefits, and potential challenges.

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The FinTech Developer Guide: Using Bank Linking Data Aggregators To Fight Fraud

April 13th, 2023 | 8 mins

As the fintech industry continues to grow and evolve, ensuring robust security measures is paramount. Fraud prevention is a critical concern for fintech developers, as they handle sensitive financial data. One powerful tool in their arsenal is bank linking data aggregators. In this blog post, we will explore how these aggregators can effectively combat fraud, safeguard customer information, and enhance security for fintech developers and their users.

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Simplifying ACH Debits and Credits with Bank Linking Aggregators

January 12th, 2023 | 7 mins

Despite being relatively unknown outside financial circles, ACH payments are ever-present in our daily lives, whether we realize it or not. From direct deposits to bill payments, ACH is the unsung hero of the financial world, quietly powering tens of millions of transactions every day. In this article, we’ll be covering what exactly is the difference between an ACH debits/credits and more.

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The FinTech Developer Guide: Understanding the ACH System

December 9th, 2022 | 10 mins

Whether you're a seasoned professional or a curious consumer, understanding the ACH system is crucial to navigating and understanding electronic payments. In this article, we'll dive deeper into ACH transactions and systems and understand how developers can offer this payment method to their customers.

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Making Bank Linking Work with Meld

September 3rd, 2022 | 9 mins

Account aggregation providers are crucial for seamless data sharing and streamlined financial management in today's rapidly evolving fintech landscape. As data aggregation becomes increasingly vital to the success of fintech solutions, the demand for effective account linking and data retrieval tools has never been greater.

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