Welcome to the Meld Blog

an avif image
an avif image

Meld Partners with Phantom to Enhance Global Crypto Access

Aug 19th, 2024 | 2 mins

Meld partners with Phantom, the largest non-custodial wallet on the Solana ecosystem. 

an avif image
an avif image

Metamask & Meld Announce Global Partnership

July 3rd, 2024 | 2 mins

MetaMask Partners with Meld to Scale Global User Adoption

an avif image
an avif image

Simplifying Crypto Purchase with One Click Checkouts

January 8th, 2023 | 5 mins

As the crypto industry evolves, the demand for seamless and secure online transactions is soaring. Users seek hassle-free ways to purchase digital assets, emphasizing streamlined onramping flows. The answer? Low KYC flows and one-click checkout. Learn how Meld creates smoother, faster transaction experiences for your users.

an avif image
an avif image

From Traditional to Tech-Driven: The Evolution of Lending Platforms

December 19th, 2023 | 6 mins

The lending landscape has undergone a remarkable transformation, evolving from traditional, paper-based processes to dynamic, tech-driven platforms. At the forefront of this revolution and reshaping the lending sector is bank linking aggregators. This technology streamlines financial transactions, making lending more accessible, efficient, and secure for both lenders and borrowers.

an avif image
an avif image

Beyond the Bitcoin Bubble: Altcoins' Expansion in Web3

December 4th, 2023 | 6 mins

In the ever-evolving crypto landscape, the surge of altcoins marks a new era of digital currency diversity, challenging Bitcoin's dominance. Among these, platforms like Meld stand out, offering developers innovative tools to integrate and leverage the burgeoning spectrum of altcoins within the Web3 revolution.

an avif image
an avif image

The Rise of Neobanking

November 9th, 2023 | 5 mins

In a financial market long dominated by traditional institutions, neobanks are emerging as disruptive forces. They're revolutionizing how we think about banking, offering a fresh, digital alternative to conventional methods.

an avif image
an avif image

From Volatility to Stability: The Impact of Stablecoins in Web3

October 25th, 2023 | 5 mins

In the volatile world of cryptocurrencies, stablecoins stand out as a secure, predictable option amidst the inherent volatility of the ecosystem. This article explores how stablecoins are gaining traction in the Web3 ecosystem and how Meld's crypto stack is transforming the way developers integrate these stable assets.

an avif image
an avif image

Revolutionizing Investment Platforms with Bank Linking

October 11th, 2023 | 7 mins

Digital investment platforms are fundamentally reshaping the way we approach personal finance, offering unprecedented convenience and control. Central to this exciting evolution is the role of bank linking, pivotal technology that significantly amplifies the efficiency, security, and user engagement of these innovative platforms, setting a new standard in the industry.

an avif image
an avif image

Consumer Permissioned Access to Fidelity

October 2nd, 2023 | 3 mins

Fidelity Investments is shaking up the fintech landscape with its new data-sharing policies. In this article, we'll break down what these changes mean for developers and a solution to navigating this shifting terrain.

an avif image
an avif image

Local Onramps: The Next Step in Your Multi Vendor Strategy

August 23rd, 2023 | 5 mins

Emerging markets are more than just buzzwords; they're the new frontier for crypto adoption and innovation. While these regions offer a plethora of opportunities, they also come with their own set of challenges—especially when it comes to onramps and financial integrations. In this article, we'll explore why some onramps are laser-focused on these markets and how you can leverage Meld's capabilities to make your entry as smooth as possible.

an avif image
an avif image

Building a Multi Vendor Stack: The Key to Unlocking Emerging Markets

August 2nd, 2023 | 6 mins

Emerging markets are more than just buzzwords; they're the new frontier for crypto adoption and innovation. While these regions offer a plethora of opportunities, they also come with their own set of challenges—especially when it comes to onramps and financial integrations. In this article, we'll explore why some onramps are laser-focused on these markets and how you can leverage Meld's capabilities to make your entry as smooth as possible.

an avif image
an avif image

Navigating the Fintech Landscape: Open Banking vs. Screen Scraping

June 5th, 2023 | 10 mins

As the financial sector undergoes digital transformation, Open Banking has emerged as a groundbreaking concept, revolutionizing the way financial data is accessed and shared. Within the realm of Open Banking, two prominent methods for data aggregation have gained attention: screen scraping and OAuth. This article aims to provide a comprehensive comparison of screen scraping and OAuth in the context of Open Banking, highlighting their differences, benefits, and potential challenges.

an avif image
an avif image

Integrating NFTs in your FinTech Stack for maximum impact

May 12th, 2023 | 6 mins

In recent years, Non-Fungible Tokens (NFTs) have emerged as a groundbreaking innovation, disrupting various industries and captivating the imagination of creators and investors alike. While their impact on the art and entertainment sectors is widely known, NFTs also offer immense potential for the FinTech industry. In this blog post, we will explore why fintech developers should consider integrating NFTs into their platforms and how these digital assets can revolutionize financial services.

an avif image
an avif image

The FinTech Developer Guide: Using Bank Linking Data Aggregators To Fight Fraud

April 13th, 2023 | 8 mins

As the fintech industry continues to grow and evolve, ensuring robust security measures is paramount. Fraud prevention is a critical concern for fintech developers, as they handle sensitive financial data. One powerful tool in their arsenal is bank linking data aggregators. In this blog post, we will explore how these aggregators can effectively combat fraud, safeguard customer information, and enhance security for fintech developers and their users.

an avif image
an avif image

A Developer's Guide to Offering Multi-Chain Tokens

March 8th, 2023 | 9 mins

Blockchain technology has gained significant attention due to the rise of cryptocurrencies like Bitcoin and Ethereum, which utilize it as their underlying infrastructure. But what is blockchain, and how does it work? Why are there so many chains out there? We'll answer those questions and more in this article!

an avif image
an avif image

Simplifying ACH Debits and Credits with Bank Linking Aggregators

January 12th, 2023 | 7 mins

Despite being relatively unknown outside financial circles, ACH payments are ever-present in our daily lives, whether we realize it or not. From direct deposits to bill payments, ACH is the unsung hero of the financial world, quietly powering tens of millions of transactions every day. In this article, we’ll be covering what exactly is the difference between an ACH debits/credits and more.

an avif image
an avif image

The FinTech Developer Guide: Understanding the ACH System

December 9th, 2022 | 10 mins

Whether you're a seasoned professional or a curious consumer, understanding the ACH system is crucial to navigating and understanding electronic payments. In this article, we'll dive deeper into ACH transactions and systems and understand how developers can offer this payment method to their customers.

an avif image
an avif image

Five Financial Sectors transformed by Fintech

November 10th, 2022 | 9 mins

Technology and finance have become inseparable, merging to form the powerful sector known as fintech. It's an industry driven by its potential to enhance financial services, changing how we bank, invest, and manage money. This article delves into the dynamics of the fintech revolution and explores the impact made in different sectors of finance.

an avif image
an avif image

Unlocking Crypto with Onramps and Offramps

June 5th, 2023 | 10 mins

Web3 is the next generation of the internet that promises to revolutionize the fintech space. Unlike Web2, which is built on centralized platforms, Web3 is decentralized, transparent, and gives power back to users. Cryptocurrencies play a crucial role in the Web3 ecosystem, providing the foundation for DeFi applications, NFTs, and more.

One of the key players driving crypto adoption is crypto onramps and offramps (also known as ramps). As the Web3 ecosystem evolves, cryptocurrencies and ramps are becoming increasingly important as they enable a seamless user experience, driving a new era of innovation in the digital economy. 

an avif image
an avif image

Making Bank Linking Work with Meld

September 3rd, 2022 | 9 mins

Account aggregation providers are crucial for seamless data sharing and streamlined financial management in today's rapidly evolving fintech landscape. As data aggregation becomes increasingly vital to the success of fintech solutions, the demand for effective account linking and data retrieval tools has never been greater.

an avif image
an avif image

Introducing Meld… Hello World!

May 9th, 2022 | 5 mins

After nearly a year of building and testing with an incredible group of customers, we’re unveiling Meld — a simple, integrated platform that helps you build and manage your full stack of fintech services.

Interested in learning more?

Get in touch